We are up by Lake Itasca, so it gets down to 40 or 50 below zero some nights during the dead of winter. We are extremely glad we got the arctic insulation. It comes as 4 layers (the side walls have panels that are sewn together with the first 3 laters, but the composition is the same for the walls and roof) From interior -> white fabric (this is for looks on the inside), reflectix, arctic insulation (this is a flexible foam type material that is about an inch thick, maybe a bit less), then the outer architectural fabric.
Our biggest issues were with
, we solved this by putting a clear vinyl panel in over the screen insert during the winter to seal out
from the
(otherwise it fills up with ice and frost and causes other more terrible issues.) Then for moisture buildup inside, we got a really good dehumidifier and run that set at about 40% all winder long. This last winter it barely ran, things were dry as ever up here this winter.
We also replaced one of the fabric windows with a more traditional slider window (4' x 3'). I thought about it all winter the first year we lived here, and took the plunge last fall. We only have 1 regret with our purchase, and that was that we didn't get more hard windows when we ordered. They turn out to be priceless in the long winter months, and because our yurt is so high off the ground, we have to use a ladder to open all the windows (and close them in the rain!)
We do live in rural Hubbard County, which hasn't adopted the MN State Building Code, so the only code we had to follow was for septic/well/electrical. We hired out for septic and well, and I did the electrical myself.