Financing with HUD Financing for Manufactured Homes?

[klhandler]

Has anyone ever tried to go down this road with financing? I have calculated that we could pay off our land, improvements and yurt in ten years and it would cost less per month than our rent. So we clearly have the capacity but do not have the lump $60K needed right now. Since yurts are temporary structures, why wouldn't they be classified with mobile homes??
It seems logical to me, but I've never heard anyone else mention it, so I'm assuming it's not possible.

According to HUD:
An Eligible Manufactured Home Must

• Meet the Model Manufactured Home Installation Standards.
• Carry a one-year manufacturer's warranty if the unit is new.
• Be installed on a homesite that meets established local standards for site suitability and has adequate water supply and sewage disposal facilities available.

HUD Financing Manufactured (Mobile) Homes